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Your Trusted Partner in SBA Loans

Inform. Educate. Connect.

About SBA Wallet

Your Small Business Engine for 504 and 7(a) Loans.

At SBA Wallet, we excel in providing comprehensive guides to SBA 504 and SBA 7(a) loans, tailored to empower business owners with current, complete, and relevant information. As your primary resource, we aim to help you effectively utilize these powerful financing tools for business growth. Our mission is to educate and inform Small Business Operators and it's related partners on the SBA loan process, primarily focused both SBA 504 and SBA 7(a) loans. Our website is continually updated with the latest information and detailed application guides to save you time, money, and stress.

$28B

Small Business Lending

$491k

Average Loan Amount

52k+

Loans

Every Year

$2.7B

Real Estate

Acquisitions

THE POWER OF SBA LOANS

SBA 7(a) and SBA 504 financing are programs administered by the U.S. Small Business Administration (SBA) aimed at helping small businesses secure funding, yet they operate under different structures and serve distinct purposes.

 

SBA 7(a) loans are versatile, providing businesses with working capital, equipment purchases, and real estate acquisition, among other needs. These loans are typically more flexible in terms of their usage and are ideal for startups or businesses with diverse funding requirements. On the other hand, SBA 504 loans are specifically tailored for real estate and equipment purchases. They involve collaboration between a Certified Development Company (CDC), the borrower, and a traditional lender, with the SBA providing a portion of the funding.

LOAN TYPES

SBA 504

SBA 504 loans feature fixed-rate, long-term financing with lower down payments, making them particularly attractive for businesses investing in significant assets. While both programs offer government-backed assistance, they cater to different financing needs and structures, allowing small businesses to choose the option best suited to their specific circumstances.

SBA 7(a)

 

SBA 7(a) financing provides small businesses with a broader range of funding options, covering various needs such as working capital, equipment purchases, and real estate acquisition.

 

These loans offer flexibility in terms of usage and are often favored by startups or businesses with diverse funding requirements.

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